Tradeoffs in automated financial regulation of decentralized finance due to limits on mutable turing machines

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Published in:Scientific Reports (Nature Publisher Group) vol. 15, no. 1 (2025), p. 3016
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Nature Publishing Group
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022 |a 2045-2322 
024 7 |a 10.1038/s41598-024-84612-9  |2 doi 
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045 2 |b d20250101  |b d20251231 
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245 1 |a Tradeoffs in automated financial regulation of decentralized finance due to limits on mutable turing machines 
260 |b Nature Publishing Group  |c 2025 
513 |a Journal Article 
520 3 |a We examine which decentralized finance architectures enable meaningful regulation by combining financial and computational theory. We show via deduction that a decentralized and permissionless Turing-complete system cannot provably comply with regulations concerning anti-money laundering, know-your-client obligations, some securities restrictions and forms of exchange control. Any system that claims to follow regulations must choose either a form of permission or a less-than-Turing-complete update facility. Compliant decentralized systems can be constructed only by compromising on the richness of permissible changes. Regulatory authorities must accept new tradeoffs that limit their enforcement powers if they want to approve permissionless platforms formally. Our analysis demonstrates that the fundamental constraints of computation theory have direct implications for financial regulation. By mapping regulatory requirements onto computational models, we characterize which types of automated compliance are achievable and which are provably impossible. This framework allows us to move beyond traditional debates about regulatory effectiveness to establish concrete boundaries for automated enforcement. 
653 |a Enforcement 
653 |a Computer applications 
653 |a Automation 
653 |a Mathematical models 
653 |a Regulation of financial institutions 
653 |a Foreign exchange controls 
653 |a Bans 
653 |a Financial systems 
653 |a Compliance 
653 |a Algorithms 
773 0 |t Scientific Reports (Nature Publisher Group)  |g vol. 15, no. 1 (2025), p. 3016 
786 0 |d ProQuest  |t Science Database 
856 4 1 |3 Citation/Abstract  |u https://www.proquest.com/docview/3158989667/abstract/embedded/7BTGNMKEMPT1V9Z2?source=fedsrch 
856 4 0 |3 Full Text - PDF  |u https://www.proquest.com/docview/3158989667/fulltextPDF/embedded/7BTGNMKEMPT1V9Z2?source=fedsrch