The Applicability of the Principle of Confidentiality in Relation to the Successors of Bank Account Holders

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Vydáno v:Perspectives of Law and Public Administration vol. 14, no. 1 (Mar 2025), p. 175
Hlavní autor: Gavrilescu, Luiza Cristina
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Societatea de Stiinte Juridice si Administrative (the Society of Juridical and Administrative Sciences)
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100 1 |a Gavrilescu, Luiza Cristina  |u Faculty of Law, „Alexandru Ioan Cuza University" of Iassy, Romania, luiza.gavrilescu@uaic.ro 
245 1 |a The Applicability of the Principle of Confidentiality in Relation to the Successors of Bank Account Holders 
260 |b Societatea de Stiinte Juridice si Administrative (the Society of Juridical and Administrative Sciences)  |c Mar 2025 
513 |a Journal Article 
520 3 |a The issue analysed concerns determining how the right of the successors of a bank account holder to access the confidential information contained therein can be reconciled with the bank's duty to maintain banking secrecy even after the account holder's death. Specifically, it aims to provide a uniform interpretation of the provisions establishing the moment from which heirs can be provided with account statements of their predecessors, within the limits of proving justified reasons. We consider that, insofar as the successors of account holders demonstrate a legitimate interest in being provided with information regarding the deceased's account status for the period prior to their death, their request is admissible, justifying an exception to the limits imposed by banking secrecy. 
653 |a Law 
653 |a Right to know 
653 |a Secrecy 
653 |a Bank accounts 
653 |a Death & dying 
653 |a Inheritances 
653 |a Banking 
653 |a Provisions 
653 |a Confidentiality 
653 |a Public administration 
773 0 |t Perspectives of Law and Public Administration  |g vol. 14, no. 1 (Mar 2025), p. 175 
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