The Impact of Blockchain Technology and Dynamic Capabilities on Banks’ Performance

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Bibliografski detalji
Izdano u:Big Data and Cognitive Computing vol. 9, no. 6 (2025), p. 144
Glavni autor: Ogunrinde Abayomi
Daljnji autori: De-Pablos-Heredero, Carmen, Montes-Botella José-Luis, Fernández-Sanz, Luis
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MDPI AG
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024 7 |a 10.3390/bdcc9060144  |2 doi 
035 |a 3223875353 
045 2 |b d20250101  |b d20251231 
100 1 |a Ogunrinde Abayomi  |u Department of Business Economics (Administration, Management, and Organization), Applied Economics II and Fundamentals of Economic Analysis, Universidad Rey Juan Carlos, Paseo de los Artilleros s/n, 28032 Madrid, Spain; abayomi.ogunrinde@urjc.es 
245 1 |a The Impact of Blockchain Technology and Dynamic Capabilities on Banks’ Performance 
260 |b MDPI AG  |c 2025 
513 |a Journal Article 
520 3 |a Blockchain technology has sparked significant interest and is currently being researched by academics and practitioners due to its potential to reduce transaction costs, improve the security of transactions, increase transparency, etc. However, there is still much doubt about its impact, and the technology is still in its infancy, with varying degrees of adoption among different financial institutions. Structural Equation Modeling (SEM) analysis was utilized to test the impact of blockchain and dynamic capabilities on the Bank’s Performance of top banks in Spain. The innovative approach seeks to understand how performance can be improved by deploying blockchain technology (BC) in banks. Results showed a significant association between banks’ adoption of blockchain and the generation of dynamic capabilities and financial performance. Thus, we can confirm that a bank adopting blockchain will more likely create dynamic capabilities than those that do not. Hence, blockchain technology is an important tool for achieving dynamic capabilities and increasing performance in banks. Based on the findings, we suggest areas for additional research and highlight policy considerations related to the wider adoption of blockchain technology. 
651 4 |a Spain 
653 |a Cryptography 
653 |a Digital currencies 
653 |a Blockchain 
653 |a Banks 
653 |a Banking industry 
653 |a Technology adoption 
653 |a Distributed ledger 
653 |a Cost control 
653 |a Financial services 
653 |a Efficiency 
700 1 |a De-Pablos-Heredero, Carmen  |u Department of Business Economics (Administration, Management, and Organization), Applied Economics II and Fundamentals of Economic Analysis, Universidad Rey Juan Carlos, Paseo de los Artilleros s/n, 28032 Madrid, Spain; abayomi.ogunrinde@urjc.es 
700 1 |a Montes-Botella José-Luis  |u Department of Applied Economy I, Universidad Rey Juan Carlos, Paseo de los Artilleros s/n, 28032 Madrid, Spain; joseluis.montes@urjc.es 
700 1 |a Fernández-Sanz, Luis  |u Department of Computer Science, Universidad Alcalá de Henares, Pza. San Diego s/n, 28801 Alcalá de Henares, Madrid, Spain; luis.fernandez.sanz@uah.es 
773 0 |t Big Data and Cognitive Computing  |g vol. 9, no. 6 (2025), p. 144 
786 0 |d ProQuest  |t Advanced Technologies & Aerospace Database 
856 4 1 |3 Citation/Abstract  |u https://www.proquest.com/docview/3223875353/abstract/embedded/7BTGNMKEMPT1V9Z2?source=fedsrch 
856 4 0 |3 Full Text + Graphics  |u https://www.proquest.com/docview/3223875353/fulltextwithgraphics/embedded/7BTGNMKEMPT1V9Z2?source=fedsrch 
856 4 0 |3 Full Text - PDF  |u https://www.proquest.com/docview/3223875353/fulltextPDF/embedded/7BTGNMKEMPT1V9Z2?source=fedsrch