The impact of credit risk management policies on the growth of deposit money banks: the Nigerian experience
Guardado en:
| Publicado en: | International Journal of Research in Business and Social Science vol. 14, no. 3 (2025), p. 253-265 |
|---|---|
| Autor principal: | |
| Otros Autores: | , |
| Publicado: |
Society for the Study of Business and Finance
|
| Materias: | |
| Acceso en línea: | Citation/Abstract Full Text Full Text - PDF |
| Etiquetas: |
Sin Etiquetas, Sea el primero en etiquetar este registro!
|
MARC
| LEADER | 00000nab a2200000uu 4500 | ||
|---|---|---|---|
| 001 | 3238449407 | ||
| 003 | UK-CbPIL | ||
| 022 | |a 2147-4478 | ||
| 024 | 7 | |a 10.20525/ijrbs.v14i3.4161 |2 doi | |
| 035 | |a 3238449407 | ||
| 045 | 2 | |b d20250101 |b d20251231 | |
| 084 | |a 227329 |2 nlm | ||
| 100 | 1 | |a Fadun, Olajide Solomon |u Department of Actuarial Science and Insurance, Faculty of Management Sciences, University of Lagos, Akoka Lagos, Nigeria | |
| 245 | 1 | |a The impact of credit risk management policies on the growth of deposit money banks: the Nigerian experience | |
| 260 | |b Society for the Study of Business and Finance |c 2025 | ||
| 513 | |a Journal Article | ||
| 520 | 3 | |a This study examines the impacts of credit risk management on the growth of Nigerian banks. Specifically, the study focused mainly on the impacts of credit risk management among Deposit Money Banks in Nigeria. The study employed an ex-post facto research design, utilizing secondary data from the financial information of 14 selected listed Deposit Money Banks from 2007 to 2022. The study population was defined as the total number of listed Deposit Money Banks, from which a sample of six banks was selected using a simple random sampling technique. The operationalization of variables included (1) the use of natural logarithm for bank size, (2) a three-level scale for credit risk, and (3) alternative measurements for collateral management and credit scores. Data analysis involved the calculation of descriptive statistics, correlation analysis, variance inflation factors, and regression analysis. The research hypotheses are also validated to assess the significance of various factors in credit risk management. The findings revealed that credit scores significantly enhance the effectiveness of credit risk assessment, and collateral management did not significantly contribute to mitigating credit risk. The findings also revealed that default risk management significantly reduces the credit risk of Deposit Money Banks in Nigeria. These results highlight the intricate nature of credit risk management in the banking sector and emphasize the need for a multifaceted approach. | |
| 651 | 4 | |a Nigeria | |
| 653 | |a Default | ||
| 653 | |a Banking industry | ||
| 653 | |a Credit risk | ||
| 653 | |a Ratios | ||
| 653 | |a Risk assessment | ||
| 653 | |a Financial information | ||
| 653 | |a Data analysis | ||
| 653 | |a Risk management | ||
| 653 | |a Standard scores | ||
| 653 | |a Banks | ||
| 653 | |a Random sampling | ||
| 653 | |a Financial institutions | ||
| 653 | |a Inflation | ||
| 653 | |a Bankruptcy | ||
| 653 | |a Rating services | ||
| 653 | |a Hypotheses | ||
| 653 | |a Correlation analysis | ||
| 653 | |a Research design | ||
| 653 | |a Financial statement analysis | ||
| 653 | |a Bank management | ||
| 653 | |a Literature reviews | ||
| 653 | |a Credit scoring | ||
| 653 | |a Loans | ||
| 653 | |a Money | ||
| 653 | |a Collateral | ||
| 653 | |a Regression analysis | ||
| 653 | |a Statistical analysis | ||
| 653 | |a Credit | ||
| 653 | |a Operational definitions | ||
| 653 | |a Credit policy | ||
| 653 | |a Sampling | ||
| 653 | |a Risk factors | ||
| 653 | |a Banking | ||
| 653 | |a Statistics | ||
| 700 | 1 | |a Ijımakınva, Babajide Abayomi |u Managing Director, DATIS Nigeria Limited | |
| 700 | 1 | |a Obi, Ever |u Co-founder/CEO, Risk and Fences Limited, 51 Eromosele Street, Parkview Estate, Ikoyi Lagos, Nigeria | |
| 773 | 0 | |t International Journal of Research in Business and Social Science |g vol. 14, no. 3 (2025), p. 253-265 | |
| 786 | 0 | |d ProQuest |t ABI/INFORM Global | |
| 856 | 4 | 1 | |3 Citation/Abstract |u https://www.proquest.com/docview/3238449407/abstract/embedded/CH9WPLCLQHQD1J4S?source=fedsrch |
| 856 | 4 | 0 | |3 Full Text |u https://www.proquest.com/docview/3238449407/fulltext/embedded/CH9WPLCLQHQD1J4S?source=fedsrch |
| 856 | 4 | 0 | |3 Full Text - PDF |u https://www.proquest.com/docview/3238449407/fulltextPDF/embedded/CH9WPLCLQHQD1J4S?source=fedsrch |