THE ROLE OF GOVERNANCE IN IMPROVING INTERNAL CONTROL AND COMBATING MONEY LAUNDERING FOR BANKS LISTED ON THE IRAQ STOCK EXCHANGE

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Publicado en:Lex Localis vol. 23, no. S5 (2025), p. 2074-2096
Autor principal: Hussein, Ahmed Abdulkareem
Otros Autores: Saada, Moufida Ben
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Institute for Local Self-Government and Public Procurement Maribor
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100 1 |a Hussein, Ahmed Abdulkareem  |u PhD Student, Faculty of Economics and Management, Sfax University, Tunisia 
245 1 |a THE ROLE OF GOVERNANCE IN IMPROVING INTERNAL CONTROL AND COMBATING MONEY LAUNDERING FOR BANKS LISTED ON THE IRAQ STOCK EXCHANGE 
260 |b Institute for Local Self-Government and Public Procurement Maribor  |c 2025 
513 |a Journal Article 
520 3 |a This study addresses the critical topic of the Role of Governance in Improving Internal Control and Combating Money Laundering, of banks listed on the Iraq Stock Exchange. The importance of the study stems from the escalating challenges facing the Iraqi banking sector, given the increasing risks of financial corruption and weak internal control systems. This makes governance a strategic tool for enhancing integrity and transparency in banking operations.The study aims to demonstrate the relationship between the application of corporate governance principles-such as transparency, accountability, independence, and the distribution of powers-and the efficiency of internal control systems, as well as their role in reducing the likelihood of money laundering. It also seeks to measure the extent of listed Iraqi banks' compliance with international governance standards and the impact this has had on strengthening their regulatory and compliance structures. The study adopted a descriptive analytical approach, analyzing relevant theoretical literature and previous studies, along with field measurement tools such as questionnaires and semi-structured interviews with a number of internal control, audit, and compliance officials in a sample of Iraqi banks listed on the market for the period 2020-2024. The data was analyzed using SPSS to ensure statistical accuracy.The study finds that there is a statistically significant positive relationship between the level of implementation of governance principles and the effectiveness of internal control systems in banks.Good governance contributes to reducing control gaps exploited in money laundering operations by enhancing transparency and activating reporting and accountability mechanisms. Especially, the independence of the board of directors and internal audit committees plays a pivotal role in the early detection of illicit transactions.The weakness of the digital infrastructure in some banks limits also the effectiveness of electronic monitoring and monitoring of suspicious transactions.In light of the results, the study recommends the need to fully implement the governance manual issued by the Central Bank of Iraq and update it in line with international standards.Strengthening the independence of audit and compliance committees in banks and provide ongoing training for their members on methods for detecting money laundering. Banks should adopt advanced computerized control systems linked to a central database to track suspicious transactions.The study highlights the oversight role of the Securities Commission and the Central Bank in monitoring banks' performance and assessing their compliance with governance and oversight requirements.The study concludes that governance is not merely a regulatory framework, but rather a fundamental pillar for achieving financial stability, combating financial crimes, and enhancing confidence in the Iraqi banking system.This study contributes to enriching the literature related to external auditing and its role in combating money laundering, and provides an analytical model that can be used in future studies.It provides practical proposals and recommendations for Tunisian banks to strengthen external supervision and reduce money laundering, thereby enhancing confidence in the banking system. 
610 4 |a Iraq Stock Exchange Central Bank of Iraq 
651 4 |a Iraq 
653 |a Central banks 
653 |a Transparency 
653 |a Digital infrastructure 
653 |a Databases 
653 |a Electronic monitoring 
653 |a Questionnaires 
653 |a White collar crime 
653 |a Strength 
653 |a Corporate governance 
653 |a Committees 
653 |a Stock exchanges 
653 |a Oversight 
653 |a Financial reporting 
653 |a Transactions 
653 |a Infrastructure 
653 |a Measurement 
653 |a Auditing standards 
653 |a Audit committees 
653 |a Money laundering 
653 |a Stockholders 
653 |a Literary criticism 
653 |a Decision making 
653 |a Morality 
653 |a Compliance 
653 |a Independence 
653 |a Risk management 
653 |a Corruption 
653 |a Standards 
653 |a Audits 
653 |a Banking industry 
653 |a Banking system 
653 |a Governance 
653 |a Control systems 
653 |a Boards of directors 
653 |a Accountability 
653 |a Laundering of money 
653 |a International standards 
653 |a Money 
653 |a Regulation 
653 |a Offenses 
653 |a Literature reviews 
653 |a Computerization 
653 |a Banking 
700 1 |a Saada, Moufida Ben  |u Associate Professor, Research Unit Accounting, Finance and Economic Modeling (MOCFINE) Higher Institute of Computing Science and Management, Kairouan University, Tunisia 
773 0 |t Lex Localis  |g vol. 23, no. S5 (2025), p. 2074-2096 
786 0 |d ProQuest  |t Political Science Database 
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