FOR EVERTHING ELSE, THERE'S TAXES: WHY CREDIT CARD REWARDS SHOULD STOP BEING PRICELESS

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Publicado en:Boston College. Law School. Boston College Law Review vol. 66, no. 1 (2025), p. 121-174
Autor principal: Fry, Trevor H
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Boston College School of Law
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100 1 |a Fry, Trevor H 
245 1 |a FOR EVERTHING ELSE, THERE'S TAXES: WHY CREDIT CARD REWARDS SHOULD STOP BEING PRICELESS 
260 |b Boston College School of Law  |c 2025 
513 |a Journal Article 
520 3 |a The simple swipe or tap of a credit card creates ripple effects that impact people and parties at every stage of the economic food chain. Throughout the last century, the credit card industry has been allowed to grow with practically no hindrance or foresight of its repercussions. Furthermore, the sector has been a welldocumented engine of increasing financial inequality, representing an area of the economy that necessitates more forceful regulation. Legislation regarding the credit card industry has largely focused on increasing and clarifying consumerfacing disclosure and stamping out its most predatory practices; however, these laws have been unable to make meaningful progress in advancing financial equity. This Note argues that increased financial equity in this industry can be achieved by taxing the rewards that people earn from their credit cards as if those rewards were regular income. By engaging in such a taxing scheme, the U.S. Congress, the Internal Revenue Service, and the courts can set an effective example and signal that the credit card industry can no longer act as an unrestricted private marketplace operating outside the norms of taxation. 
651 4 |a United States--US 
653 |a Interchange rates 
653 |a Rewards 
653 |a Markets 
653 |a Taxation 
653 |a Profits 
653 |a Loyalty programs 
653 |a Fairness 
653 |a Inequality 
653 |a Frequent flier programs 
653 |a Legislation 
653 |a Credit card processing 
653 |a Courts 
653 |a Airline industry 
653 |a Credit card industry 
653 |a Consumers 
653 |a American dollar 
653 |a Credit 
653 |a Air travel 
653 |a Customers 
653 |a Credit cards 
773 0 |t Boston College. Law School. Boston College Law Review  |g vol. 66, no. 1 (2025), p. 121-174 
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